The smarter way to pay your personal and household expenses.
Pay personal and household bills in seconds, using your American Express Card to earn full rewards points from a low fee of 1.25% incl. GST.


Pay eligible household bills with your American Express Card at only 1.25%
Payment Logic Personal enables you to pay eligible personal and household bills with an Australian issued American Express consumer card at only 1.25% (incl. GST) including the following bills;
- Water
- Rent
- Phone and Internet
- Energy
- Health insurance
- Real estate fees
- Child care and school fees
- Council rates
All other household expenses including the ATO can be made from the App with the new business rates being applied when paid using either a Amex consumer, business or corporate card.
Earn full points on every transaction.
Say hello to a world of rewards.
Earn the full reward points from your American Express Card on every transaction.

Payment Logic x American Express
Since our inception in 2013, we have partnered with American Express to provide the very best services to our business customers and their card holders. By aggregating payments to non accepting merchants, we enable businesses to efficiently optimise cash flow and rewards points on their business expenses.
With the launch of the Payment Logic Personal App, individuals are now able to use their American Express Card to pay personal and household bills in seconds whilst earning the full rewards points from their American Express Card at a low fee from 1.25% incl. GST.
Sounds Amazing! How does it work?
It's super easy. We are a payment aggregating platform, this means that you pay Payment Logic and we pay the biller on your behalf.
This enables you to earn the full reward points from your American Express Card on every transaction from a low fee of 1.25% incl. GST.
Getting Started

Sign Up
Download the Payment Logic app from the Apple or Google Store.
When creating your profile, enter your legal name.
Validate your mobile number with a six digit code.
Card security and fraud prevention are our highest priority at Payment Logic. All of your details are secure – we never share your information with any other third party.

Add a Card
