Protecting your Payments
At Payment Logic, protecting your financial transactions is our top priority. Our dedicated security team works tirelessly to ensure that every payment is secure, giving you confidence with every transaction.
We continually monitor and improve our systems to safeguard your data. Your security and the integrity of your information are central to everything we do.
Data Protection
PCI DSS Compliant
We maintain full PCI DSS compliance with annual Reports on Compliance (RoC) and Attestations of Compliance (AoC) to ensure secure payment processing.
AFSL
Operating under an Australian Financial Services License, we meet strict regulatory standards for data and transaction security.
Data Encryption
We use advanced encryption to protect your sensitive data at all stages.
Fraud Monitoring
Our real-time fraud monitoring system helps detect and prevent unauthorised activity.
Account Protection
KYC & KYB Compliance
We are fully compliant with Know Your Customer (KYC) and Know Your Business (KYB) regulations. This not only helps us prevent fraud but also strengthens our commitment to transparency and building long-term, secure relationships with our customers.
Multi-Factor Authentication
Additional security is provided through multi-factor authentication, adding an extra layer of protection for account access.
3DS Card Approvals
The process of adding a card is secured with 3D Secure (3DS) approvals, protecting against unauthorised usage.
IP Address Protection
Prevent unauthorised access with robust IP address security measures.
Automatic Session Timeout
Sessions are automatically timed out after inactivity, ensuring additional protection for user data.
Payment Protection
Settlement Accounts
Funds are securely held in settlement accounts with two of Australia’s largest banks, supported by robust security protocols to protect your transactions.
Card Tokenisation
We use card tokenisation technology to store only tokens, not full card numbers or CVVs, ensuring the highest level of card data security.
Payment Guardian
An extra layer of protection beyond bank regulations, with 8 unique rules covering vendor verification, disbursement details, duplicate checks, and authorisation workflows.
Multi-Signature Authorisation
Enhance security with multi-signature authorisation, requiring multiple approvals before transactions are processed.
Ongoing Training & Security Reviews
Ongoing staff training and regular security reviews ensure we proactively address emerging threats and maintain the highest level of security awareness.
