The Smarter Way to Pay Your Personal Expenses
Manage all your personal payments in one place, with the flexibility to control cash flow and access transparent pricing.
Pay Household Bills with Your Card
Payment Logic Personal lets you pay eligible personal and household bills using your Australian-issued credit card at a low 1.25% fee (incl. GST) when paid with an American Express consumer card, Mastercard or Visa.
Getting Started
Set up and start paying in three easy steps!
Sign Up
Download the Payment Logic app from Apple App Store or Google Pay.
Create your profile using your legal name, then verify your mobile number with a six-digit code.
Your security is our top priority – all details are protected, and we never share your information with third parties.
Add Card
To add an American Express, Visa or Mastercard to your Payment Logic Personal account, tap on “Cards” within the homepage.
Make a Payment
Tap “Pay Bill” on the app homepage.
Enter your BPAY payment details.
Review the Payment Summary page, then press “Confirm” to complete your payment.
Earn Full Card Points on Every Transaction.
Earn the full reward points from your associated card program on every transaction when you pay with your American Express, Visa or Mastercard. Every payment helps you maximise your card rewards, effortlessly.
Get the App to Manage Your Personal Payments Anywhere.